"Even if you have the cash to do so, it might or might not be worth it, depending on how much money you'll save on interest over the life of your debt." You might want to crunch the numbers first.Credit features a balance transfer calculator that allows you to see what the costs are.So unless your FICO score is in the 700 range or better, you might have a tougher time taking advantage of a balance transfer.
Before you accept any new credit card deal, consider these 10 issues.
THE GOOD The major benefit of a credit card balance transfer is that it offers you the opportunity to save big bucks.
Another drawback about balance transfers is that not everyone will qualify for these deals.
Banks and credit card issuers usually approve balance transfers only for people with good credit ratings.
All in all, credit cards are becoming essential in our life as it can be very useful in times of emergency.
Required income to enjoy this service of Dhaka Bank is 25,000 BDT per month.
Salaried individuals, business persons and professionals are welcome to savor this remarkable deal.
10% in Lab investigation, Radiology and Imaging for both out-patient & in-patient, 5% on bed charge for in-patient, 3% in Pharmacy for out-patient only (not applicable for imported medicines) for DBL cardholders20% on all pathological & biochemistry tests (except physician & special equipment fees, Labaid package prices & other promotional prices), 10% on X-Ray, CT scan, MRI, Ultra-Sonogram, ECG, ETT & ECHO (except physician & special equipment fees, package prices & other promotional prices), 5% on bed charges for hospitalized.
No for PCR (DNA, RNA) lab and Nuclear Medicine45% during Peak Season & 55% during Off-Peak Season on all room types, 15% on dining.
It will mean that businesses such as airlines or food delivery apps won’t be able to charge you anything more for using cards.
Furthermore, services like -Supplementary Cards, Cash Advance facility up to 50% of Card limit e-commerce Facility, Free Credit Facility absolutely, Quick Replacement of Lost/Stolen Card, will be at your service.